According to MPD Spokesperson Larry Flowers, a car buyer reportedly used a fraudulent $17,500 certified check to purchase a gray 2018 Chrysler 300 on May 13.
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You write me a check for $17.5k for a vehicle and one of two things are going to happen: I either keep the car until your check clears or we both wander down to your bank so I can cash it with you standing right there before I hand over the keys. Either way, you're not getting the car or title until I have the money in my grubby little hands.
Aren't you a joy! Blue collars are some miserable folks, that is for sure.
ReplyDeleteYou would trust a complete stranger with $17,500 of your money? I can tell you inherited your money instead of working for it.
DeleteWhat's "miserable" about not wanting to get ripped off?
DeleteWhat a fucking punk thing to say.
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You are more than welcomed to get ripped off, Einstein.
DeleteAnon must breathe the rarified air where your handshake is your contract and your word is your payment. He wipes with $100 bills.
DeleteHe drives a Mercedes Benz with the three inch windshield wipers that keep his headlights clean in a rainstorm! (H/T Ron White)
I can be pretty tight with money, I barely trust my wife with a 20 to go buy my beer.
ReplyDeleteDaryl
I've done the bank thing once, way back. I was maybe 25 years old. Asked the cashier like seven times, the money really is in my account, right? The check cleared? After repeated assurances, I then turned and handed over keys and title. And then had to ask for a ride home.
ReplyDeleteEvery other vehicle has been cash only. And I had a .38 with me each time. Trust in God, all others pay cash.
Hell, the last couple of vehicles I sold ,I worried about the hundred dollar bills they have me.
ReplyDeleteJeez, what a jackass. You want to drub on us blue collar folks, better stay a keyboard commando, old as I am, I'll stomp a mudhole in your ass. And, your mommy don't scare me, either!
ReplyDeleteAKA the ghetto Bently. As my old friend Gary L used to say about his Taurus, "I wouldn't walk across the street to piss on it if it was on far."
ReplyDeleteNote that it said "certified check" which is a lot more secure than a personal check.
ReplyDeleteI did note that, but I also noted he still got ripped off. Pay me in cash or go with me to the bank. If you're not willing or can't do that, I'll give you the keys when the check clears.
DeleteIt is better, but the certifying bank can still say, "No." Cashier's check, on the other hand, not so much. If you are worried, call the bank and verify that it was issued in that amount.
DeleteDo not trust just because it says certified. Here’s how it works. You deposit the fake check for $15,000. Your bank credits your account. You spend the money. A week or two later, the bank figures out it was fake. The bank takes $15,000, which you no longer have, out of your account. You have to come up with the $15,000 now, that you do not have. Good luck with that.
ReplyDeleteThat's one of the reasons we went to Carmax to dispose of an older car. Being confident the check I'm holding is valid to me is worth getting a lower price for the sale.
ReplyDeleteI wrote a personal check to the dealer for a brand new car once. There were no problems, and they let us drive away in the new car. I suspect the dealer is used to that kind of transaction and had ways to make certain the check would clear first.
ReplyDeleteBy the way, I have made a few personal check or cash purchases of used cars, but that was the first and only time with a new car. It was quite a pleasant feeling to be able to do that.
I posted bad checks under the cash register counter's glass. A customer once commented that it was illegal to do so. I offered how authors could purchase back at any time. Should an author choose to litigate, we could make repayment a civil court issue. It wasn't a food retail, it was lux items. Some actually did redeem!
ReplyDelete-Mississloppigarro