Hard-up Americans are now taking out loans to pay for GROCERIES using 'buy now, pay later' apps

A growing number of Americans are using 'buy now, pay later' services to purchase basic goods such as groceries, raising concerns about consumers taking on more debt. 

Installment-pay services such as Klarna and Afterpay offer interest-free short-term loans to cover purchases, but the fines for late payments can be steep, and critics fear their ease of use could lure shoppers into dangerous debt. 

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Quick question: If you can't afford to pay for groceries now, what makes you think you can pay your BNPL bills AND buy groceries later?