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Monday, October 14, 2024

Social Security’s scheduled cost of living increase ‘won’t make a dent’ for some retirees

WASHINGTON (AP) — Sherri Myers, an 82-year-old resident of Pensacola City, Florida, says the Social Security cost-of-living increase she’ll receive in January “won’t make a dent” in helping her meet her day-to-day expenses.

“Inflation has eaten up my savings,” she said. “I don’t have anything to fall back on — the cushion is gone.” So even with the anticipated increase she’s looking for work to supplement her retirement income, which consists of a small pension and her Social Security benefits.
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20 comments:

  1. Come on now!
    Stop yer bitchin' !
    Just open a credit card in the name of your grandchildren; they'll pay it off.
    (Lesson learned from the government).

    ReplyDelete
    Replies
    1. No. Open as many credit cards in your own name as possible and max them out. Make minimum payments on them and die owing the rest. Buy some physical gold and give to your kids.

      Delete
  2. Any SS increase will be taken away by the increase for Medicare. But Big Sister can print up a few trillion more $'s to give away to the world, Ukraine, crimmigrants, and all the indigenous freeloaders. That oughta fix it.

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  3. As near as I can tell my SS will increase 9.67%. The total increases since 2021 have been about 14.9%. Not even close to the buying power of my SS in 2020 dollars.

    According to .gov the CPI calculated inflation since 2021 has been 19.8% but the CPI does NOT include food and energy, the two hardest hit categories of the real inflation numbers. In 2023 food was over 15% and Energy was over 53%, that's just 2023, when the CPI inflation rate was supposed to be 4.1%.

    So as long as I don't drive, heat or cool my home, use hot water or cook, turn on a light or use my fridge, I should be fine.

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  4. Yup. My "raise" last year bumped me out of the real estate tax discount zone in my county, so I actually went backwards with my monthly income. Not to mention the cost of food. FJB & FKH.

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  5. I don't know how folks do it on SS alone. It's a damn shame we paid in all those years and we get a pittance in return. I started paying in at fourteen.

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  6. As inflation has moderated, where do they find these people, they lie so easily it's pathetic . Real cost of living increase since the retard was placed in office is out of control, food costs alone are up no less than 40%...
    JD

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  7. SS and Medicare are a joke. Not even close to covering the monthly nut here in SoCal. If the Fedgov wanted to get serious SS would need a one-time adjustment of about 50% and they should make Medicare free. Right now between me & the wife we're paying almost $300 a month plus co-pays.

    ReplyDelete
    Replies
    1. Yes. The SS and Medicare payroll taxes that we’ve been paying our whole lives should have covered both Medicare and Social,Security payments for the originally calculated actuarial life expectancies. Then the gubbmint decided to tap social security to balance the budget and never repaid back the “borrowed” amount. Then they started taxing Social Security payments, even though that was earned money that went into the system and was supposed to originally be paid back free of taxes. Now Social security and Medicare are actuarially insolvent; they can’t meet their projected payouts with the amount of money they have. So, the latest BS is to give a cost of living increase of 2.5% for 2025, when inflation for goods and services (mostly food and other necessities) purchased by retirees is about 10%. Inflation and minuscule percentage cost of living increases is the only way the gubbmint can avert an insolvency disaster, but it’s on the backs of older folk. They can increase taxes, but the general public is taxed too high to begin with, and the gubbmint will not reduce its spending. These elected officials are incorrigible .

      Let’s go Brandon!

      Delete
  8. They need to stop taxing SS! It’s our money, not current income.

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  9. I figure maybe $45, after the taxes are taken out. And I am getting mid 20's a yr.
    Then of course Medicare is going to go up.
    Think about some that really depend on it, like older single woman. Not even close to real inflation.

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  10. The real rate of inflation the last year is around 20%. So the SS increase is 2.5%? How much are federal employees getting?

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  11. This is why I'm still working full-time at age 70.

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  12. This 'raise' won't even pay for the 26% increase in property taxes here in Colorado.

    ReplyDelete
    Replies
    1. I wish mine had gone up only that much (not the tax itself, but the valuation). My valuation went up 45%. Our legislators are f'ing us around. Taking our Tabor. Yeah, Henk, I am in CO too

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    2. Fortunately where I live you can freeze your property assessments on your homestead when you make 65... So mine's not going to change, except small millage differences voted on or out by the general population here.
      JD

      Delete
  13. Notice how "Your" actual "increase" won't be available for you to read about until AFTER the election.
    Happy co-inky-dink, that.

    ReplyDelete
  14. Saw 25 years ago that things were heading to the "haves" and "have nots" in this country, albeit not perfectly and it's actually worse than I thought it be. Told my wife we need to make sure we're in the haves group. Through a lot of hard work we did okay.

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  15. Make no mistake about it, they want everything you own and they want you dead.

    ReplyDelete

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